Saratoga Benefit Services, LLC will guide you through the maze of health-insurance coverage to construct a benefits plan with the most positive impact on your budget and your employees’ personal needs.

Our extensive network of carrier relationships includes Aetna, AmeriHealth, Horizon Blue Cross, Independence Blue Cross, United Healthcare, and many more health care organizations.

A consultative-centric company, Saratoga Benefits spends significant time assessing cost-analysis scenarios for its clients. It’s not only what an employer is willing to pay for its medical plan—it’s also the cost to employees.

This detailed assessment of all available cost-sharing options means we calculate and then explain the true consequences of selecting your particular benefits plan. Unlike many other insurance brokers, we provide this level of analysis for client companies employing fewer than 100 people.

Saratoga Benefits wants to help your employees hold onto more of their paycheck dollars, rather than funneling increased contributions to them through additional payroll deductions.

All Saratoga Benefits clients have access to the following services:

  • Strategic planning of medical, dental, life, disability, and voluntary insurance coverage
  • Alternate-funding analysis (self-insurance)
  • Rate and plan negotiation
  • Network analysis and comparison
  • Contribution analysis
  • Compliance assessment
  • Health care reform updates
  • Employee communication and education: new-hire kits, HR 360 online resource center, monthly e-newsletter

Additional optional services:

  • Custom benefits portal (website)
  • Payroll services and PEO solutions
  • COBRA administration
  • Online enrollment
  • Billing reconciliation and consolidation

We support your benefits plan by:

  • Implementing the selected carrier/plan
  • Addressing compliance issues
  • Processing additions, deletions, and changes to the plan
  • Resolving all claims issues
  • Answering benefits and coverage questions
  • Resolving billing and enrollment issues

To schedule a confidential, no-obligation discussion regarding your company’s current benefits plan, please call us at 856-642-2949.